5 Oak St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 5 Oak St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,104 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$697,500 (Nov 2017)
Tax Bill	$15,558 (2025)
Deeds & Mortgages	Nov 2019 Refinance May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:095 L:054`

Property Details

APN / Parcel Number

Primary APN	`KENB M:095 L:054`
Alternative APNs	`M:095 L:054 U:000` `1680`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	932 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1680
Street Address	5 OAK ST
City	KENNEBUNK
State	ME
Zip	04043-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	54
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2020
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 OAK ST, KENNEBUNK, ME 04043-7505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
May 8, 2018	Deed of Trust, Mortgage TD BANK NA
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CF BANK NA
Nov 8, 2017	Warranty Deed, Transfer BIDDEFORD SAVINGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Apr 23, 2014
Deed Document Number	201747905
Deed Book / Page	17601 / 119
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	5 OAK ST, KENNEBUNK, ME 04043-7505
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181000925
Date	Nov 18, 2019
Book Page	18100/925
Instrument	2019049535

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	5 OAK ST, KENNEBUNK, ME 04043-7505
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177090614
Date	May 8, 2018
Book Page	17709/0614
Instrument	2018016806

Lender

Name	TD BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	5 OAK ST, KENNEBUNK, ME 04043-7505
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185130598
Date	Jan 6, 2021
Book Page	18513/598
Instrument	2021000658

Lender

Name	CF BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 8, 2017
Property Address	5 OAK ST, KENNEBUNK, ME 04043-7505
Document Number	0176010119
Book / Page	17601 / 0119
Instrument	2017047905
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017047906
Date	Nov 8, 2017
Instrument	2017047906

Lender

Name	BIDDEFORD SAVINGS BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Interest

Rate	2.99%
Type Change Date	Dec 1, 2022

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,558.00 (+26.77%)	$1,579,500 (+118.13%) Land $1,056,400 Building $523,100
2024	$12,273.00 (+5.6%)	$724,100 (-) Land $405,700 Building $318,400
2023	$11,622.00 (+9.93%)	$724,100 (-) Land $405,700 Building $318,400	$897,275
2022	$10,572.00	$724,100 Land $405,700 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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