3 Oak St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 3 Oak St, Kennebunk, ME 04043

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,688 sqft · built 1890
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Tax Bill$13,134 (2025)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APNKENB M:095 L:056

Property Details

APN / Parcel Number

Primary APNKENB M:095 L:056
Alternative APNs
  • M:095 L:056 U:000
  • 5099

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,688 sqft Living Area
Gross Area2,192 sqft
1st Floor Area995 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5099
Street Address3 OAK ST
CityKENNEBUNK
StateME
Zip04043-7505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code8
Legal Lot Number56
JurisdictionKENNEBUNK ME
Township / Civil DivisionKENNEBUNK
Census Block Group2
Census Block2020
Census Tract28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3630 CHESAPEAKE ST NW, WASHINGTON, DC 20008-2915
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENNEBUNK ME
Recording DateApr 26, 2019
Property Address3 OAK ST, KENNEBUNK, ME 04043-7505
Document Number0179370805
Book / Page017937 / 000805
Instrument DateApr 26, 2019
Instrument14742
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3630 CHESAPEAKE ST NW WASHINGTON DC 200082915, WASHINGTON, DC 20008-2915

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionKennebunk Town
Unified School DistrictRegional School Unit 21 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,134.00 (+31.76%)$1,333,400 (+126.73%) Land $961,000 Building $372,400
2024$9,968.00 (+5.6%)$588,100 (-) Land $368,900 Building $219,200
2023$9,439.00$588,100 Land $368,900 Building $219,200$1,181,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 184 individual policies
Nearby Flood Policies238 units insured
incl. 54 condo units
Nearby Flood Claims74 (1996–2024)
Claims Outside the SFHA29 of 74
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 53 claims
  • Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people · EPA ID ME0090760
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

Nearby Streets

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