10 Oak St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 10 Oak St, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,609 sqft · built 1890
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Oct 2018)
Tax Bill	$19,735 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:095 L:043`

Property Details

APN / Parcel Number

Primary APN	`KENB M:095 L:043`
Alternative APNs	`M:095 L:043 U:000` `1666`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Gross Area	4,240 sqft
1st Floor Area	1,020 sqft
Basement Area	908 sqft
Unfinished Basement	908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1666
Street Address	10 OAK ST
City	KENNEBUNK
State	ME
Zip	04043-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	43
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2023
Census Tract	28004

Owner

Source: York County and Kennebunk Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17 GREEN BRIAR, GLASTONBURY, CT 06033-1469
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Oct 12, 2018	Deed of Trust, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	201844103
Deed Book / Page	17825 / 279
Last Transfer Date	May 1, 2023
Transfer Doc	0193330683
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Oct 23, 2023
Property Address	10 OAK ST, KENNEBUNK, ME 04043-7507
Document Number	0193330683
Book / Page	19333 / 683
Instrument Date	May 1, 2023
Instrument	2023033722
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 GREEN BRIAR, GLASTONBURY, CT 06033-1469

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jun 29, 2020
Property Address	10 OAK ST, KENNEBUNK, ME 04043-7507
Document Number	0182880199
Book / Page	018288 / 000199
Instrument Date	Jun 23, 2020
Instrument	28023
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK ST, KENNEBUNK, ME 04043-7507
Document Number	0182880203
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 OAK ST KENNEBUNK ME 040437507, KENNEBUNK, ME 04043-7507

Mortgage

Document Number	0182880203
Date	Jun 29, 2020
Book Page	018288/000203
Instrument	28024

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2035

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 OAK ST, KENNEBUNK, ME 04043-7507
Document Number	0178250283
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 OAK ST KENNEBUNK ME 040437507, KENNEBUNK, ME 04043-7507

Mortgage

Document Number	0178250283
Date	Oct 17, 2018
Book Page	017825/000283
Instrument	44104

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,735.00 (+26%)	$2,003,600 (+116.82%) Land $1,281,600 Building $722,000
2024	$15,663.00 (+5.6%)	$924,100 (-) Land $491,700 Building $432,400
2023	$14,832.00 (+9.93%)	$924,100 (-) Land $491,700 Building $432,400	$1,491,880
2022	$13,492.00	$924,100 Land $491,700 Building $432,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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