5 Mouser Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5 Mouser Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,120 sqft · built 1996
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$186,300 (Jun 2016)
Tax Bill$4,573 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNA943000246

Property Details

APN / Parcel Number

Primary APNA943000246
Alternative APN
  • 3-0037-7000-00-011K.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,120 sqft Living Area
Gross Area5,727 sqft
1st Floor Area1,767 sqft
Basement Area1,677 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Garage Area930 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA943000246
Street Address5 MOUSER DR
CitySAINT CHARLES
StateMO
Zip63304-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHICKORY DALE ADDN #2 RESUB LOT 11K
Legal SubdivisionHICKORY DALE ADDN RESUB #2
Legal Lot Number11K
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group1
Census Block1001
Census Tract311150

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 MOUSER DR, SAINT CHARLES, MO 63304-7012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2016 · Amount on Record
Deed SaleJun 20, 2016 · Amount on Record
Prior SaleJan 25, 2011 · Amount on Record
Deed Document Number2016378320
Deed Book / Page6558 / 2432
Prior Transfer DateJun 10, 2016
Prior Transfer Doc0065582434
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5 MOUSER DR, SAINT CHARLES, MO 63304-7012
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 MOUSER DR, SAINT CHARLES, MO 63304-7012

Mortgage

Document Number0000049071
DateSep 6, 2022
Instrument2022R-049071
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$77,153 (-)$406,069 (-) Land $50,000 Building $356,069
2025$4,573.00 (+10.89%)$77,153 (+11.69%)$406,069 (+11.69%) Land $50,000 Building $356,069
2024$4,124.00
2023$69,080
2022$363,577 Land $40,000 Building $323,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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