10 Mouser Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 10 Mouser Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,151 sqft · built 1995
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (May 2020)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A943000241`

Property Details

APN / Parcel Number

Primary APN	`A943000241`
Alternative APN	`3-0037-7000-00-011F.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	2,856 sqft
1st Floor Area	1,236 sqft
Basement Area	1,220 sqft
Finished Basement	915 sqft
Unfinished Basement	305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943000241
Street Address	10 MOUSER DR
City	SAINT CHARLES
State	MO
Zip	63304-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY DALE ADDN #2 RESUB LOT 11F
Legal Subdivision	HICKORY DALE ADDN RESUB #2
Legal Lot Number	11F
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1001
Census Tract	311150

Owner

10 Mouser Dr is owned and occupied by an individual who bought it in May 2020.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 MOUSER DR, SAINT CHARLES, MO 63304-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Jul 7, 2015 · Amount on File
Deed Document Number	2020292770
Deed Book / Page	7289 / 763
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2020
Property Address	10 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0072890763
Book / Page	007289 / 000763
Instrument Date	Apr 27, 2020
Instrument	292770
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MOUSER DR ST CHARLES MO 633047012, ST CHARLES, MO 63304-7012

Mortgage

Document Number	72890765
Date	May 7, 2020
Book Page	007289/000765
Instrument	292780

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Mouser Dr was $2,505.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,047 (-)	$221,299 (-) Land $50,000 Building $171,299
2025	$2,505.00	$42,047	$221,299 Land $50,000 Building $171,299
2023		$36,695
2022			$193,130 Land $40,000 Building $153,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Mouser Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Mouser Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000