2 Mouser Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 2 Mouser Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 2018
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2020)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A943000249`

Property Details

APN / Parcel Number

Primary APN	`A943000249`
Alternative APN	`3-0037-7000-00-011N.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,426 sqft
Basement Area	1,426 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	A943000249
Street Address	2 MOUSER DR
City	SAINT CHARLES
State	MO
Zip	63304-7012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY DALE ADDN #2 RESUB LOT 11N
Legal Subdivision	HICKORY DALE ADDN RESUB #2
Legal Lot Number	11N
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1001
Census Tract	311150

Owner

2 Mouser Dr is owned and occupied by two individuals who bought it in April 2020.

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Warranty Deed, Transfer DAS ACQUISITION
Dec 17, 2019	Deed of Trust, Mortgage QUICKEN LNS
Nov 20, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2018	Warranty Deed, Subdivision Related Transfer TITLE PARTNERS AGENCY LLC
Mar 15, 2018	Warranty Deed, Transfer · Line of Credit CITIZENS NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Apr 10, 2020 · Amount on File
Deed Document Number	2020224730
Deed Book / Page	7267 / 2357
Prior Transfer Date	Aug 17, 2005
Prior Transfer Doc	0042892071
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 10, 2020
Property Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0072672357
Book / Page	007267 / 002357
Instrument Date	Apr 3, 2020
Instrument	224730
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 MOUSER DR ST CHARLES MO 633047012, ST CHARLES, MO 63304-7012

Mortgage

Document Number	72672359
Date	Apr 10, 2020
Book Page	007267/002359
Instrument	224740

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0072032151
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MOUSER DR ST CHARLES MO 63304, ST CHARLES, MO 63304

Mortgage

Document Number	0072032151
Date	Dec 23, 2019
Book Page	007203/002151
Instrument	738020

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2018
Property Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0070050345
Book / Page	7005 / 0345
Map Reference	MB 31 PG 233
Instrument Date	Nov 16, 2018
Instrument	20181120000654750
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012

Mortgage

Document Number	20181120000654760
Date	Nov 20, 2018
Instrument	20181120000654760

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2018
Property Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0068982147
Book / Page	006898 / 002147
Instrument Date	Mar 29, 2018
Instrument	170840
Transaction Type	Subdivision Related Transfer
Record Updated	May 1, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 MOUSER DR ST CHARLES MO 63304, ST CHARLES, MO 63304

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2018
Property Address	2 MOUSER DR, SAINT CHARLES, MO 63304-7012
Document Number	0068911309
Book / Page	6891 / 1309
Map Reference	MB 31 PG 233
Instrument Date	Mar 14, 2018
Instrument	20180315000137510
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1731 DISCOVERY DR, 1731, WENTZVILLE, MO 63385-4949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ROBERT DR, SAINT CHARLES, MO 63304-2604

Mortgage

Document Number	20180315000137520
Date	Mar 15, 2018
Instrument	20180315000137520

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 14, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Mouser Dr was $2,865, up 11% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00 (+11%)	$48,168	$253,515 Land $50,000 Building $203,515
2024	$2,581.00
2023		$43,068
2022			$226,674 Land $40,000 Building $186,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Mouser Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Mouser Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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