5 Morningside Ct, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 5 Morningside Ct, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,275 sqft · built 1968
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.11-1-19`

Property Details

APN / Parcel Number

Primary APN	`554289 90.11-1-19`
Alternative APN	`55428900107 019 032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,675 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Basement
Porch	Covered Porch
Porch Area	50 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5 MORNINGSIDE CT
City	OSSINING
State	NY
Zip	10562-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2002
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 MORNINGSIDE CT, OSSINING, NY 10562-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 26, 2024
Transfer Doc	0000003490
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	5 MORNINGSIDE CT, OSSINING, NY 10562-3003
Document Number	0601487454
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 MORNINGSIDE CT OSSINING NY 105623003, OSSINING, NY 10562-3003

Mortgage

Document Number	0601487454
Date	May 29, 2020
Book Page	060148/007454

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 28, 2040

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$761,400 (+13.52%) Land $364,800 Building $396,600	$761,400 (+13.52%) Land $364,800 Building $396,600
2024	Homeowner's exemption	$670,700 (+6.92%) Land $228,300 Building $442,400	$670,700 (+6.92%) Land $228,300 Building $442,400
2023		$627,300 (+11.82%) Land $228,300 Building $399,000	$627,300 (+11.82%) Land $228,300 Building $399,000
2022		$561,000 Land $228,300 Building $332,700	$561,000 Land $228,300 Building $332,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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