12 Morningside Ct, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 12 Morningside Ct, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,078 sqft · built 1971
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$724,900 (Aug 2017)
Tax Bill	$25,929 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`554289 90.11-1-17`

Property Details

APN / Parcel Number

Primary APN	`554289 90.11-1-17`
Alternative APN	`55428900107 019 030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,078 sqft Living Area
1st Floor Area	2,278 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Porch	Open Porch
Porch Area	459 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12 MORNINGSIDE CT
City	OSSINING
State	NY
Zip	10562-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2002
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 1, 2017	Bargain and Sale Deed, Transfer STATEWIDE ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2017571883035
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003

Mortgage

Document Number	0612723716
Date	Sep 29, 2021
Instrument	612723716

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003

Mortgage

Document Number	0612723717
Date	Sep 29, 2021
Instrument	612723717

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0592313370
Date	Aug 19, 2019
Instrument	592313370

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 1, 2017
Property Address	12 MORNINGSIDE CT, OSSINING, NY 10562-3003
Document Number	0571883035
Instrument Date	Jul 19, 2017
Instrument	571883035
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3238 6TH ST NW, 3238, BACKUS, MN 56435-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 FRANKLIN AVE, GLEN COVE, NY 11542-2621

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,929.00
2025		$890,500 (-0.92%) Land $371,100 Building $519,400	$890,500 (-0.92%) Land $371,100 Building $519,400
2024		$898,800 (+3.72%) Land $232,300 Building $666,500	$898,800 (+3.72%) Land $232,300 Building $666,500
2023		$866,600 Land $232,300 Building $634,300	$866,600 Land $232,300 Building $634,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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