Westchester County and Ossining Town property record for 3 Morningside Ct, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,192 sqft · built 1971 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Jan 2020) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 90.11-1-20 |
| Primary APN | 554289 90.11-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,192 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3 MORNINGSIDE CT |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MORNINGSIDE HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13700 |
Source: Westchester County and Ossining Town records · APN 554289 90.11-1-20
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 MORNINGSIDE CT, OSSINING, NY 10562-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Jan 24, 2020 | Grant Deed, Transfer · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2020 · Amount on Record |
| Deed Sale | Jan 24, 2020 · Amount on Record |
| Deed Document Number | 2020600073338 |
| Prior Transfer Date | Apr 13, 2012 |
| Prior Transfer Doc | 0521033160 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 3 MORNINGSIDE CT, OSSINING, NY 10562-3003 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 3 MORNINGSIDE CT, OSSINING, NY 10562-3003 |
| Document Number | 0621683003 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 621683003 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 24, 2020 |
| Property Address | 3 MORNINGSIDE CT, OSSINING, NY 10562-3003 |
| Document Number | 0600073338 |
| Book / Page | 060007 / 003338 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2020 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,796.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 STORMYTOWN RD OSSINING NY 105622511, OSSINING, NY 10562-2511 |
| Document Number | 600133235 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 060013/003235 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2050 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701,000 (+19.64%) Land $364,800 Building $336,200 | $701,000 (+19.64%) Land $364,800 Building $336,200 | |
| 2024 | Additional exemption filed | $585,900 (+6.92%) Land $228,300 Building $357,600 | $585,900 (+6.92%) Land $228,300 Building $357,600 |
| 2023 | $548,000 Land $228,300 Building $319,700 | $548,000 Land $228,300 Building $319,700 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 75 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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