5 Moran St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 5 Moran St, Gardner, MA 01440

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 4,968 sqft · built 1900
Lot Size	0.257 acres (11,190 sqft)
Owner	Company Name on File
Last Sale	$239,250 (Mar 2022)
Tax Bill	$8,575 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M22 B:9 L:24`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:9 L:24`
Alternative APN	`M:N-23 B:0010 L:0024`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	36 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,968 sqft Living Area
Gross Area	8,346 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	11,190 sqft (0.257 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	5 MORAN ST
City	GARDNER
State	MA
Zip	01440-4035
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Block	9
Legal Lot Number	24
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1004
Census Tract	707300

Owner

5 Moran St, a residential property, is owned by a company that bought it in March 2022.

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 37, FITCHBURG, MA 01420-0001
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HANSCOM FCU
Mar 4, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HANSCOM FCU
Nov 17, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Mar 4, 2022 · Amount on File
Deed Book / Page	67216 / 111
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 4, 2022
Property Address	5 MORAN ST, GARDNER, MA 01440-4035
Document Number	067216-107
Book / Page	67216 / 107
Instrument Date	Mar 4, 2022
Instrument	25183
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CHARLES ST, FITCHBURG, MA 01420-4158
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025185
Date	Mar 4, 2022
Instrument	25185

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Mar 4, 2022
Property Address	5 MORAN ST, GARDNER, MA 01440-4035
Document Number	067216-111
Book / Page	67216 / 111
Instrument Date	Mar 4, 2022
Instrument	25184
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CHARLES ST, FITCHBURG, MA 01420-4158
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025185
Date	Mar 4, 2022
Instrument	25185

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Nov 17, 2017
Property Address	5 MORAN ST, GARDNER, MA 01440-4035
Document Number	58054-279
Book / Page	058054 / 000279
Instrument Date	Nov 7, 2017
Instrument	128869
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount on Record
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 WOODLAND AVE GARDNER MA 014401623, GARDNER, MA 01440-1623

Tax Assessment & Valuation

The 2026 property tax bill for 5 Moran St was $8,575, up 10,893.6% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,575.00 (+10,893.59%)	$622,700 (+14.64%) Land $57,100 Building $565,600
2025	$78.00 (-98.86%)	$543,200 (+19.2%) Land $51,900 Building $491,300
2024	$6,831.00 (+1.32%)	$455,700 (+9.02%) Land $47,200 Building $408,500
2023	$6,742.00	$418,000 Land $46,600 Building $371,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Moran St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Moran St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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