35 Moran St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 35 Moran St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1935
Square Footage	2,236 sqft Living Area
Lot Size	5,940 sqft (0.136 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2022)
Tax Bill	$45.00 (2025)

Owner

Source: Worcester County and Gardner City records · APN GARD M:M22 B:8 L:29

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 MORAN ST, GARDNER, MA 01440-4023
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2022 · Amount on Record
Deed Sale	Feb 02, 2022 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Doc Number	202213300
Deed Book / Page	67055 / 296
Record Refreshed	Jun 08, 2026

February 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Feb 02, 2022
Property Address	35 MORAN ST, GARDNER, MA 01440-4023
Document Number	067055-296
Book / Page	67055 / 296
Instrument Date	Feb 02, 2022
Instrument	13300
Transaction Type	Transfer
Record Updated	Feb 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 MORAN ST, GARDNER, MA 01440-4023

Mortgage

Document Number	0000013301
Date	Feb 02, 2022
Instrument	13301

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$45.00 (-98.97%)	$316,800 (+9.2%) Land $66,100 Building $250,700
2024	$4,349.00 (+1.64%)	$290,100 (+9.35%) Land $60,100 Building $230,000
2023	$4,279.00	$265,300 Land $59,200 Building $206,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:8 L:29`
Alternative APN	`M:M-23 B:0008 L:0029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Units	2 Units
Building Area	2,236 sqft Living Area
Gross Area	4,883 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,940 sqft (0.136 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	35 MORAN ST
City	GARDNER
State	MA
Zip	01440-4023
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	8
Legal Lot Number	29
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2000
Census Tract	707300