Worcester County and Gardner City property record for 40 Moran St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,453 sqft · built 1920 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,211 (Jun 2022) |
| Tax Bill | $3,360 (2026) |
| Deeds & Mortgages | Jun 2022 Sale Sep 2019 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:N-22 B:0004 L:0034 |
| Primary APN | M:N-22 B:0004 L:0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,453 sqft Living Area |
| Gross Area | 2,088 sqft |
| Basement Area | 467 sqft |
| Unfinished Basement | 467 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,300 sqft (0.099 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 MORAN ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 14 |
| Legal Lot Number | 34 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 390018, MOUNTAIN VIEW, CA 94039-0018 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Warranty Deed, Transfer |
| Sep 19, 2019 | Foreclosure NOT AVAILABLE |
| Jul 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 202264559 |
| Deed Book / Page | 67745 / 28 |
| Prior Transfer Date | Sep 5, 2019 |
| Prior Transfer Doc | 61076-206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 14, 2022 |
| Property Address | 40 MORAN ST, GARDNER, MA 01440-4024 |
| Document Number | 0067745-28 |
| Book / Page | 67745 / 28 |
| Instrument Date | May 31, 2022 |
| Instrument | 64559 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 VAN WART PATH, NEWTON CENTER, MA 02459-3720 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 19, 2019 |
| Property Address | 40 MORAN ST, GARDNER, MA 01440-4024 |
| Document Number | 61076-206 |
| Book / Page | 061076 / 000206 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 96555 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $323.38 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR MCLEAN VA 221023107, MCLEAN, VA 22102-3107 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 16, 2018 |
| Property Address | 40 MORAN ST, GARDNER, MA 01440-4024 |
| Document Number | 59106-192 |
| Book / Page | 059106 / 000192 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 72129 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 MORAN ST GARDNER MA 014404024, GARDNER, MA 01440-4024 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,360.00 (+10,4%) | $244,000 (+8.44%) Land $71,000 Building $173,000 | $230,092 (-35.74%) |
| 2025 | $32.00 (-98.99%) | $225,000 (+6.94%) Land $64,500 Building $160,500 | $358,055 |
| 2024 | $3,154.00 (+1.94%) | $210,400 (+9.7%) Land $58,700 Building $151,700 | |
| 2023 | $3,094.00 | $191,800 Land $57,800 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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