Loudoun County property record for 5 McCarty Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,356 sqft · built 1985 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $670,000 (Sep 2025) |
| Tax Bill | $4,880 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-37-4502-000 |
| Primary APN | 027-37-4502-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 2,212 sqft |
| 1st Floor Area | 612 sqft |
| Basement Area | 459 sqft |
| Finished Basement | 459 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Patio Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | /64A221////14/ |
|---|---|
| Street Address | 5 MCCARTY CT |
| City | STERLING |
| State | VA |
| Zip | 20165-5761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE S.4A LOT 14 200306040066925 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Lot Number | 14 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611101 |
Source: Loudoun County records · APN 027-37-4502-000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5 MCCARTY CT, STERLING, VA 20165-5761 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Date | Document |
|---|---|
| Sep 10, 2025 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2021 · Amount on Record |
| Deed Document Number | 20250910-0043586 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 10, 2025 |
| Property Address | 5 MCCARTY CT, STERLING, VA 20165-5761 |
| Document Number | 0000043586 |
| Map Reference | MB 846 PG 1697 |
| Instrument Date | Sep 09, 2025 |
| Instrument | 20250910-0043586 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | UNKNOWN, KTL TITLE GROUP OF VA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 MCCARTY CT, STERLING, VA 20165-5761 |
| Document Number | 0000043587 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 20250910-0043587 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 14, 2021 |
| Property Address | 5 MCCARTY CT, STERLING, VA 20165-5761 |
| Document Number | 202106140066262 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 202106140066262 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 MCCARTY CT, STERLING, VA 20165-5761 |
| Document Number | 202106140066263 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 202106140066263 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,880.00 (-1.29%) | $606,240 (+7.29%) Land $236,100 Building $370,140 | $606,240 (+7.29%) Land $236,100 Building $370,140 |
| 2023 | $4,944.00 | $565,070 Land $216,100 Building $348,970 | $565,070 Land $216,100 Building $348,970 |
Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 46 (1984–2018) |
| Claims Outside the SFHA | 8 of 46 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 456 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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