1 McCarty Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 1 McCarty Ct, Sterling, VA 20165 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,760 sqft · built 1985
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$434,000 (Mar 2013)
Tax Bill	$5,411 (2023)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-27-4793-000`

Property Details

APN / Parcel Number

Primary APN	`027-27-4793-000`
Alternative APN	`64A221/12`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	3,070 sqft
1st Floor Area	784 sqft
Basement Area	854 sqft
Finished Basement	854 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	276 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	144 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	/64A221////12/
Street Address	1 MCCARTY CT
City	STERLING
State	VA
Zip	20165-5797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRYSIDE S.4A LOT 12 885--1029
Legal Subdivision	COUNTRYSIDE
Legal Lot Number	12 885
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1000
Census Tract	611101

Owner

Source: Loudoun County records · APN 027-27-4793-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 MCCARTY CT, STERLING, VA 20165-5797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VELLUM MORTGAGE INC
Dec 02, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Aug 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2013 · Amount on Record
Deed Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	20130326025397
Record Updated	Jun 07, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	1 MCCARTY CT, STERLING, VA 20165-5797
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MCCARTY CT, STERLING, VA 20165-5797

Mortgage

Document Number	0000047828
Date	Oct 02, 2025
Instrument	20251002-0047828

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 01, 2065

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	1 MCCARTY CT, STERLING, VA 20165-5797
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NATIONAL SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089023
Date	Aug 23, 2021
Instrument	202108230089023

Lender

Name	VELLUM MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.13%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	1 MCCARTY CT, STERLING, VA 20165-5797
Document Number	20191212077316
Instrument Date	Dec 02, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MCCARTY CT STERLING VA 201655797, STERLING, VA 20165-5797

Mortgage

Document Number	20191212077316
Date	Dec 12, 2019
Instrument	77316

Lender

Name	DISCOVER BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	1 MCCARTY CT, STERLING, VA 20165-5797
Document Number	20190814046915
Instrument Date	Aug 08, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MCCARTY CT STERLING VA 201655797, STERLING, VA 20165-5797

Mortgage

Document Number	20190814046915
Date	Aug 14, 2019
Instrument	46915

Lender

Name	VELLUM MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,411.00	$618,490 Land $216,700 Building $401,790	$618,490 Land $216,700 Building $401,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076111011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018, rainfall accumulation
Claims By Storm	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 456 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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