11 McCarty Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 11 McCarty Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,592 sqft · built 1985
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Aug 2006)
Tax Bill$4,843 (2023)
Deeds & MortgagesNov 2021 Second Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN027-37-3514-000

Property Details

APN / Parcel Number

Primary APN027-37-3514-000
Alternative APN
  • 64A227/54

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,592 sqft Living Area
1st Floor Area560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.139 acres)

Exterior Amenities

PorchPorch
Porch Area40 sqft
Patio Area250 sqft
Shed1 Shed
Shed Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number/64A227////54/
Street Address11 MCCARTY CT
CitySTERLING
StateVA
Zip20165-5761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE S.4B L.54 200608290074086
Legal SubdivisionCOUNTRYSIDE
Legal Lot Number54
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1000
Census Tract611101

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 MCCARTY CT, STERLING, VA 20165-5761
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LOUDOUN CREDIT UNION
Aug 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
VIRGINIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2006 · Amount on Record
Deed SaleAug 29, 2006 · Amount on Record
Prior SaleMay 13, 1999 · Amount on Record
Deed Document Number20060829074086
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address11 MCCARTY CT, STERLING, VA 20165-5761
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000118477
DateNov 30, 2021
Instrument202111300118477
Lender
NameLOUDOUN CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2031
Interest
Rate TypeFixed Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address11 MCCARTY CT, STERLING, VA 20165-5761
Document Number20170816050895
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedSep 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170816050895
DateAug 16, 2017
Instrument50895
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 15, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,843.00$553,510 Land $216,700 Building $336,810$553,510 Land $216,700 Building $336,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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