5 Main St, Mc Graw, NY 13101 Property Records

Cortland County and Cortlandville Town property record for 5 Main St, Mc Graw, NY 13101 · Last verified April 2026

Property Highlights

Property Type	Public Works > Museum, Library, Art Gallery (Recreational)
Lot Size	16,939 sqft (0.388 acres)

Property Details

APN / Parcel Number

Primary APN	`112203 88.15-01-36.000`
Alternative APN	`220308801500010360000000`

Exterior

Lot Area	16,939 sqft (0.388 acres)
Depth X Width	115 ft x 147 ft Depth x Width

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	5 MAIN ST
City	MC GRAW
State	NY
Zip	13101-7701
Property Usage	Land which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage
Type	Public Works > Museum, Library, Art Gallery (Recreational)
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	CORTLAND NY
Minor Civil Division	CORTLANDVILLE
Census Blockgroup	1
Census Block	1026
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112203 88.15-01-36.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5 MAIN ST, MC GRAW, NY 13101-7701
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CORTLAND NY
Property Address	5 MAIN ST, MC GRAW, NY 13101-7701
Document Number	0000004701
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 S MAIN ST HOMER NY 130771359, HOMER, NY 13077-1359

Mortgage

Document Number	0000004701
Date	Oct 05, 2020
Instrument	4701

Lender

Name	SOLVAY BK
Type	Bank
Address	SYRACUSE, NY 13209-4050

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Municipality	McGraw Village
Unified School District	McGraw Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,000 (-) Land $14,000 Building $371,000	$611,111 (+11.11%) Land $22,222 Building $588,889
2023	Additional exemption filed	$385,000 Land $14,000 Building $371,000	$550,000 Land $20,000 Building $530,000

Flood & Wildfire

5 Main St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cortland County (36023C), updated August 11, 2016

FEMA Flood Zone	Zone AE 1% annual chance, base flood elevation determined
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.