Cortland County and Cortlandville Town property record for 2 Main St, Mc Graw, NY 13101
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 8,832 sqft · built 1940 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Oct 2003) |
| Tax Bill | $8,323 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 112203 88.19-01-11.000 |
| Primary APN | 112203 88.19-01-11.000 |
|---|---|
| Alternative APN |
|
| Units | 9 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 8,832 sqft Gross Area |
| Basement Area | 2,944 sqft |
| Unfinished Basement | 2,944 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 4,050 sqft (0.093 acres) |
| Lot Dimensions | 75 ft deep x 54 ft wide |
| Porch | Porch |
| Porch Area | 35 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 MAIN ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-7704 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 229, MC GRAW, NY 13101-0229 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2003 · Amount on File |
| Deed Sale | Oct 31, 2003 · Amount on File |
| Deed Book / Page | 10175 / 76003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 2 MAIN ST, MC GRAW, NY 13101-7704 |
| Document Number | 0000002624 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262624 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1199 DAVINCI DR, CORTLAND, NY 13045-9140 |
| Document Number | 0000002624, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20262624 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,323.00 (+168.4%) | ||
| 2025 | $3,101.00 (+1.11%) | $159,000 (-) Land $67,000 Building $92,000 | $252,381 (+11.11%) Land $106,349 Building $146,032 |
| 2023 | $3,067.00 | $159,000 Land $67,000 Building $92,000 | $227,143 Land $95,714 Building $131,429 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 53 (1981–2021) |
| Claims Outside the SFHA | 26 of 53 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures