Cortland County and Cortlandville Town property record for 3 Main St, Mc Graw, NY 13101
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,310 sqft · built 1930 |
| Lot Size | 0.349 acres (15,215 sqft) |
| Owner | Company Name on File |
| Tax Bill | $166 (2026) |
| Deeds & Mortgages | May 2020 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 112203 88.15-01-37.100 |
| Primary APN | 112203 88.15-01-37.100 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,310 sqft Gross Area |
| Basement Area | 1,759 sqft |
| Unfinished Basement | 1,759 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 15,215 sqft (0.349 acres) |
| Lot Dimensions | 190 ft deep x 79.8 ft wide |
| Porch | Slab |
| Porch Area | 742 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 MAIN ST |
|---|---|
| City | MC GRAW |
| State | NY |
| Zip | 13101-7701 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 05 - COMME |
| Legal Block | 1 |
| Legal Lot Number | 37.100 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970400 |
3 Main St, a residential property, is owned by a company.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 676, MC GRAW, NY 13101-0676 |
| Owner Type | Company |
| Vesting | Government |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 3 MAIN ST, MC GRAW, NY 13101-7701 |
| Document Number | 0000004701 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 S MAIN ST HOMER NY 130771359, HOMER, NY 13077-1359 |
| Document Number | 0000004701 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 4701 |
| Name | SOLVAY BK |
|---|---|
| Type | Bank |
| Address | SYRACUSE, NY 13209-4050 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 3 Main St was $166.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Municipality | McGraw Village |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166.00 | ||
| 2025 | $107,400 Land $9,900 Building $97,500 | $170,476 Land $15,714 Building $154,762 | |
| 2023 | Additional exemption filed | $107,400 Land $9,900 Building $97,500 | $153,429 Land $14,143 Building $139,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGRAW VILLAGE serves 1,306 people · EPA ID NY1101758 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 12 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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