Kane County property record for 5 Lancer Ct, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,072 sqft · built 1994 |
| Lot Size | 0.262 acres (11,434 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $377,000 (Mar 2022) |
| Tax Bill | $10,518 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-128-059 |
| Primary APN | 09-03-128-059 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Basement Area | 733 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,434 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 LANCER CT |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 081-SUGARRIDGE |
| Legal Subdivision | SUGAR RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 205 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 852104 |
5 Lancer Ct is held in a trust since March 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3905 ROYAL FOX DR, SAINT CHARLES, IL 60174-8776 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Warranty Deed, Transfer ATTORNEY |
| Jan 2, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on File |
| Deed Sale | Mar 28, 2022 · Amount on File |
| Prior Sale | Nov 5, 1998 · Amount on File |
| Deed Document Number | 202216922 |
| Prior Transfer Date | Oct 1, 1995 |
| Prior Transfer Doc | 0000030351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 28, 2022 |
| Property Address | 5 LANCER CT, SOUTH ELGIN, IL 60177-2828 |
| Document Number | 0000016922 |
| Map Reference | DOC 93K104396 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022K016922 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $377.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3905 ROYAL FOX DR, SAINT CHARLES, IL 60174-8776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 5 LANCER CT, SOUTH ELGIN, IL 60177-2828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000181 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 2018K000181 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 27, 2027 |
The 2025 property tax bill for 5 Lancer Ct was $10,518.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | South Elgin Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,518.00 | $149,338 (+8.53%) Land $30,312 Building $119,026 | $448,193 (+8.53%) Land $90,972 Building $357,221 |
| 2024 | $137,601 Land $27,930 Building $109,671 | $412,968 Land $83,824 Building $329,145 | |
| 2022 | $7,939.00 (+10.73%) Homeowner's exemption | $103,948 (+11.08%) Land $26,746 Building $77,202 | $311,844 (+11.08%) Land $80,238 Building $231,606 |
| 2021 | $7,170.00 Homeowner's exemption | $93,577 Land $25,494 Building $68,083 | $280,731 Land $76,482 Building $204,249 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Lancer Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Lancer Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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