Kane County property record for 1 Lancer Ct, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,689 sqft · built 1994 |
| Lot Size | 0.221 acres (9,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,500 (Dec 2018) |
| Tax Bill | $7,370 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03-128-061 |
| Primary APN | 09-03-128-061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,689 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,605 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1 LANCER CT |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 203 IN SUGAR RIDGE SUB UNIT 3B |
| Legal Subdivision | SUGAR RIDGE SUB |
| Legal Block | 2 |
| Legal Lot Number | 203 |
| Legal Unit | 3B |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 852104 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 LANCER CT, SOUTH ELGIN, IL 60177-2828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage CIBM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on File |
| Deed Sale | Dec 12, 2018 · Amount on File |
| Prior Sale | Jan 13, 2015 · Amount on File |
| Deed Document Number | 201859612 |
| Prior Transfer Date | May 25, 1994 |
| Prior Transfer Doc | 0000056901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1 LANCER CT, SOUTH ELGIN, IL 60177-2828 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000056205 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 2020K056205 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 12, 2018 |
| Property Address | 1 LANCER CT, SOUTH ELGIN, IL 60177-2828 |
| Document Number | 0000059612 |
| Map Reference | DOC93K104396 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2018K059612 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ADVISORS TITLE NETWORK LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 802 EVELINA COURT, 60114 |
| Document Number | 0000059613 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018K059613 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | South Elgin Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,370.00 (+19.45%) Homeowner's exemption | $112,645 (+8.53%) Land $30,312 Building $82,333 | $338,070 (+8.53%) Land $90,972 Building $247,098 |
| 2024 | $103,792 (+26.39%) Land $27,930 Building $75,862 | $311,501 (+26.44%) Land $83,824 Building $227,677 | |
| 2022 | $6,170.00 (+4.26%) Homeowner's exemption | $82,120 (+4.91%) Land $26,746 Building $55,374 | $246,360 (+4.91%) Land $80,238 Building $166,122 |
| 2021 | $5,918.00 Homeowner's exemption | $78,276 Land $25,494 Building $52,782 | $234,828 Land $76,482 Building $158,346 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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