11 Lancer Ct, South Elgin, IL 60177 Property Records

Kane County property record for 11 Lancer Ct, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,723 sqft · built 1994
Lot Size	0.196 acres (8,524 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2003)
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03-128-064`

Property Details

APN / Parcel Number

Primary APN	`09-03-128-064`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,723 sqft Living Area
Basement Area	536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,524 sqft (0.196 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 LANCER CT
City	SOUTH ELGIN
State	IL
Zip	60177-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	208 E SUBDIVISION UNIT 3B
Legal Subdivision	SUGAR RIDGE
Legal Block	2
Legal Lot Number	208
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2006
Census Tract	852104

Owner

11 Lancer Ct is owned and occupied by two individuals who bought it in January 2003.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 LANCER CT, SOUTH ELGIN, IL 60177-2828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2003 · Amount on File
Deed Sale	Jan 10, 2003 · Amount on File
Deed Document Number	20035489
Prior Transfer Date	Nov 14, 1995
Prior Transfer Doc	0000075086
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	11 LANCER CT, SOUTH ELGIN, IL 60177-2828
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041763
Date	Jun 1, 2021
Instrument	2021K041763

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 11 Lancer Ct was $4,947 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,947.00 Homeowner's exemption Senior Citizen's exemption	$146,095 (+8.53%) Land $30,312 Building $115,783	$438,460 (+8.53%) Land $90,972 Building $347,488
2024		$134,613 Land $27,930 Building $106,683	$404,001 Land $83,824 Building $320,177
2022	$6,099.00 (-1.01%) Homeowner's exemption	$104,584 (+4.91%) Land $26,746 Building $77,838	$313,752 (+4.91%) Land $80,238 Building $233,514
2021	$6,161.00 Homeowner's exemption	$99,689 Land $25,494 Building $74,195	$299,067 Land $76,482 Building $222,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Lancer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Lancer Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20