5 Harbor Terrace Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 5 Harbor Terrace Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1949
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Sep 2024)
Tax Bill	$26,180 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`551400 153-6-1-46`

Property Details

APN / Parcel Number

Primary APN	`551400 153-6-1-46`
Alternative APN	`140015300600010460000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	85 ft deep x 100 ft wide

Location & Zoning

Street Address	5 HARBOR TERRACE DR
City	RYE
State	NY
Zip	10580-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	MAP OF HARBOR TERRACE
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2013
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 153-6-1-46

Assessment roll updated May 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 READE ST, 4G, NEW YORK, NY 10013-6306
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2024 · Amount on Record
Deed Sale	Sep 04, 2024 · Amount on Record
Deed Document Number	20243005
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000003895
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 29, 2020
Property Address	5 HARBOR TERRACE DR, RYE, NY 10580-2425
Document Number	0603503895
Book / Page	060350 / 003895
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BULKLEY MNR RYE NY 105803606, RYE, NY 10580-3606

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,180.00	$12,650 (-) Land $4,300 Building $8,350	$1,072,034 (+6.78%) Land $364,407 Building $707,627
2024		$12,650 (-) Land $4,300 Building $8,350	$1,003,968 (+2.38%) Land $341,270 Building $662,698
2023		$12,650 Land $4,300 Building $8,350	$980,620 Land $333,333 Building $647,287

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.