2 Harbor Terrace Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 2 Harbor Terrace Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,763 sqft · built 1927
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$30,311 (2025)
Flood Zone	Zone X (minimal risk)
APN	`551400 153-6-1-43`

Property Details

APN / Parcel Number

Primary APN	`551400 153-6-1-43`
Alternative APN	`140015300600010430000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,763 sqft Living Area
1st Floor Area	1,466 sqft
2nd Floor Area	1,297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	2 HARBOR TERRACE DR
City	RYE
State	NY
Zip	10580-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2018
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 153-6-1-43

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 HARBOR TERRACE DR, RYE, NY 10580-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,311.00	$17,200 (-) Land $7,950 Building $9,250	$1,457,627 (+6.78%) Land $673,729 Building $783,898
2024	Homeowner's exemption	$17,200 (-) Land $7,950 Building $9,250	$1,365,079 (+2.38%) Land $630,952 Building $734,127
2023		$17,200 Land $7,950 Building $9,250	$1,333,333 Land $616,279 Building $717,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.