27 Harbor Terrace Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 27 Harbor Terrace Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,893 sqft · built 1952
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$1,799,000 (Nov 2010)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`551400 153-6-1-49`

Property Details

APN / Parcel Number

Primary APN	`551400 153-6-1-49`
Alternative APN	`140015300600010490000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,893 sqft Living Area
1st Floor Area	2,038 sqft
2nd Floor Area	1,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	27 HARBOR TERRACE DR
City	RYE
State	NY
Zip	10580-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	HARBOR TERRACE
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	2
Census Block	2013
Census Tract	7500

Owner

Source: Westchester County and Rye City records · APN 551400 153-6-1-49

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 HARBOR TERRACE DR, RYE, NY 10580-2455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2010 · Amount on Record
Deed Sale	Nov 16, 2010 · Amount on Record
Prior Sale	Oct 26, 2010 · Amount on Record
Deed Document Number	2010502713049
Record Updated	Jun 08, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 09, 2020
Property Address	27 HARBOR TERRACE DR, RYE, NY 10580-2455
Document Number	0593583017
Book / Page	059358 / 003017
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$7,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2-11-1 KOENJI MINAMI

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$26,050 (-) Land $6,000 Building $20,050	$2,207,628 (+6.78%) Land $508,475 Building $1,699,153
2024	$26,050 (-) Land $6,000 Building $20,050	$2,067,460 (+2.38%) Land $476,190 Building $1,591,270
2023	$26,050 Land $6,000 Building $20,050	$2,019,380 Land $465,116 Building $1,554,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	50 (1978–2024)
Claims Outside the SFHA	29 of 50
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 356 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.