Rockland County and Haverstraw Town property record for 5 Frederick St, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,008 sqft · built 1970 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $587,000 (Jun 2023) |
| Deeds & Mortgages | Aug 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392289 20.13-2-24 |
| Primary APN | 392289 20.13-2-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Basement |
| Porch | Finished/Screened Porch |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0009995 |
|---|---|
| Old Parcel Number | 228902001300020240000000 |
| Street Address | 5 FREDERICK ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 915 |
| Legal Description | 49.-6-3 |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10501 |
Source: Rockland County and Haverstraw Town records · APN 392289 20.13-2-24
Assessment roll updated May 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 FREDERICK ST, GARNERVILLE, NY 10923-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EMPORIUM TPO LLC |
| Jun 30, 2023 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 0202320020 |
| Deed Book / Page | 2023 / 20020 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 5 FREDERICK ST, GARNERVILLE, NY 10923-1007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | UNKNOWN, VER |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000025597 |
|---|---|
| Date | Aug 21, 2025 |
| Instrument | 2025-00025597 |
| Name | EMPORIUM TPO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 30, 2023 |
| Property Address | 5 FREDERICK ST, GARNERVILLE, NY 10923-1007 |
| Document Number | 0000020020 |
| Map Reference | BK 59 MAP 3908 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-00020020 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 OREGON RD, CHESHIRE, CT 06410-1871 |
| Name | Verified Name |
|---|---|
| Address | 427 FORT WASHINGTON AVE APT 3B, 3B, NEW YORK, NY 10033-3521 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020021 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-00020021 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Rockland County and Haverstraw Town records · Assessment roll updated May 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $290,500 (-) Land $113,800 Building $176,700 | $498,627 (+5.2%) Land $195,331 Building $303,296 |
| 2023 | $290,500 (-) Land $113,800 Building $176,700 | $473,976 (+16.04%) Land $185,675 Building $288,301 |
| 2022 | $290,500 Land $113,800 Building $176,700 | $408,465 Land $160,011 Building $248,454 |
Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1979–1999) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Communications Cable · Fiber in parts of the area | 940 / 35 |
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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