15 Frederick St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 15 Frederick St, Garnerville, NY 10923

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,732 sqft · built 1970
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Jun 2021)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392289 20.14-4-3`

Property Details

APN / Parcel Number

Primary APN	`392289 20.14-4-3`
Alternative APNs	`228902001400040030000000` `0010000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,732 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	1,036 sqft
Finished Basement	1,036 sqft

Exterior

Year Built	Built 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Basement

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Patio Area	700 sqft
Shed	1 Shed
Canopy	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0010000
Old Parcel Number	228902001400040030000000
Street Address	15 FREDERICK ST
City	GARNERVILLE
State	NY
Zip	10923-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	915
Legal Description	49.-6-7
Legal Subdivision	CHAPEL HILL HOMES SECTION 2
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	1
Census Block	1001
Census Tract	10501

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15 FREDERICK ST, GARNERVILLE, NY 10923-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Feb 17, 1998 · Amount on Record
Deed Document Number	0202124160
Deed Book / Page	2021 / 24160
Record Updated	Jun 8, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jun 8, 2021
Property Address	15 FREDERICK ST, GARNERVILLE, NY 10923-1007
Document Number	0000024160
Map Reference	BK 78 PG 59 MAP 3908
Instrument Date	May 28, 2021
Instrument	2021-00024160
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 BRUSH CT, GARNERVILLE, NY 10923-1230

Mortgage

Document Number	0000024161
Date	Jun 8, 2021
Instrument	2021-00024161

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$362,900 (-) Land $131,700 Building $231,200	$622,898 (+5.2%) Land $226,056 Building $396,842
2023	$362,900 Land $131,700 Building $231,200	$592,103 Land $214,880 Building $377,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–1999)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35