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16 Frederick St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 16 Frederick St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,052 sqft · built 1971
Lot Size0.339 acres (14,810 sqft)
OwnerCompany Name on Record
Last Sale$65,900 (Aug 2019)
Deeds & MortgagesSep 2022 Mortgage
Aug 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN392289 20.14-4-85

Property Details

APN / Parcel Number

Primary APN392289 20.14-4-85
Alternative APNs
  • 228902001400040850000000
  • 0009970

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area1,364 sqft
Basement Area688 sqft
Finished Basement688 sqft

Exterior

Year BuiltBuilt 1971
Architectural StyleRaised Ranch
Exterior MaterialComposition/Composite
Lot Area14,810 sqft (0.339 acres)
Garage TypeBasement
PorchOpen Porch
Porch Area170 sqft
Canopy138 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0009970
Old Parcel Number228902001400040850000000
Street Address16 FREDERICK ST
CityGARNERVILLE
StateNY
Zip10923-1025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description49.-5-27
Legal SubdivisionCHAPEL HILL HOMES SEC 02
Legal Block4
Legal Lot Number85.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group1
Census Block1003
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18 ORMIAN DR, POMONA, NY 10970-2814
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
CS GENERAL SIXTH LLC
Aug 13, 2019Grant Deed, Transfer
GIBRALTAR ABSTRACT CORPORATION, GIBRALTAR ABSTRACT CORP
Feb 9, 2018Grant Deed, Transfer · Conventional Mortgage
FM HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2019 · Amount on Record
Deed SaleAug 13, 2019 · Amount on Record
Prior SaleFeb 8, 2018 · Amount on Record
Deed Document Number2019-00022653
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address16 FREDERICK ST, GARNERVILLE, NY 10923-1025
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033064
DateSep 13, 2022
Instrument2022-00033064
Lender
NameCS GENERAL SIXTH LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateAug 13, 2019
Property Address16 FREDERICK ST, GARNERVILLE, NY 10923-1025
Document Number0000022653
Instrument DateAug 12, 2019
Instrument22653
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyGIBRALTAR ABSTRACT CORPORATION, GIBRALTAR ABSTRACT CORP

Transaction

AmountAmount Recorded
Tax$1,318.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18 ORMIAN DR POMONA NY 109702814, POMONA, NY 10970-2814

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROCKLAND NY
Recording DateFeb 9, 2018
Property Address16 FREDERICK ST, GARNERVILLE, NY 10923-1025
Document Number0000004247
Instrument DateFeb 1, 2018
Instrument4247
Transaction TypeTransfer
Record UpdatedMar 2, 2018
Title CompanyLAND TRACK TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,318.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 ORMIAN DR POMONA NY 109702814, POMONA, NY 10970-2814

Mortgage

Document Number4248
DateFeb 9, 2018
Instrument4248
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 8, 2048

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$268,542 (-) Land $109,000 Building $159,542$460,937 (+5.2%) Land $187,092 Building $273,845
2023$268,542 Land $109,000 Building $159,542$438,150 Land $177,843 Building $260,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims9 (1979–1999)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35

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