5 Franklin Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 5 Franklin Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,388 sqft · built 1940
Lot Size	0.215 acres (9,374 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Dec 2019)
Tax Bill	$19,243 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-00218-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`03-00218-0000-00015`
Alternative APNs	`030021800015` `2029005`

Interior

Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2029005
Street Address	5 FRANKLIN AVE
City	CRANFORD
State	NJ
Zip	07016-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP/288 PLOTS/NORMANDIE PARK
Legal Block	218
Legal Lot Number	15
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5018
Census Tract	37000

Owner

5 Franklin Ave is owned and occupied by an individual who acquired it in January 2026.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit XCEL FCU
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit XCEL FCU
Dec 17, 2019	Grant Deed, Transfer RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Oct 19, 1977 · Amount on File
Deed Document Number	2019320198
Deed Book / Page	6352 / 204
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000054354
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	Apr 27, 2026
Property Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941
Document Number	0000054354
Book / Page	6616 / 385
Instrument Date	Jan 30, 2026
Instrument	202654354
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150302824
Date	Aug 11, 2021
Book Page	15030/2824
Instrument	18463

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149962874
Date	Jun 25, 2021
Book Page	14996/2874
Instrument	15213

Lender

Name	XCEL FCU
Type	Credit Union
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 17, 2019
Property Address	5 FRANKLIN AVE, CRANFORD, NJ 07016-1941
Document Number	0063520204
Book / Page	006352 / 000204
Instrument Date	Dec 6, 2019
Instrument	320198
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRANKLIN AVE CRANFORD NJ 07016, CRANFORD, NJ 07016

Tax Assessment & Valuation

The 2025 property tax bill for 5 Franklin Ave was $19,243, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,500 (-) Land $84,000 Building $181,500	$265,500 (-) Land $84,000 Building $181,500
2025	$19,243.00 (+6.92%)	$265,500 Land $84,000 Building $181,500	$265,500 Land $84,000 Building $181,500
2024	$17,998.00
2023		$265,500 Land $84,000 Building $181,500	$265,500 Land $84,000 Building $181,500
2022	$17,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Franklin Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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