12 Franklin Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 12 Franklin Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,025 sqft · built 1910
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Sep 2023)
Tax Bill	$15,482 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`03-00219-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00219-0000-00010`
Alternative APNs	`030021900010` `2042002`

Interior

Stories	2 Stories
Building Area	2,025 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Stucco
Lot Area	7,200 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2042002
Street Address	12 FRANKLIN AVE
City	CRANFORD
State	NJ
Zip	07016-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NORMANDIE PARK
Legal Block	219
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5012
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 FRANKLIN AVE, CRANFORD, NJ 07016-1953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Sep 25, 2023	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	202332351
Deed Book / Page	6522 / 274
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	12 FRANKLIN AVE, CRANFORD, NJ 07016-1953
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154150417
Date	Sep 25, 2023
Book Page	15415/417
Instrument	56646

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 25, 2023
Property Address	12 FRANKLIN AVE, CRANFORD, NJ 07016-1953
Document Number	0065220274
Book / Page	6522 / 274
Instrument Date	Aug 25, 2023
Instrument	32351
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$6,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 BIRCHWOOD AVE # 235, 235, CRANFORD, NJ 07016-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	FRANKLIN AVENUE, CRANFORD, NJ 07016

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,600 (-) Land $80,000 Building $133,600	$213,600 (-) Land $80,000 Building $133,600
2025	$15,482.00 (+6.93%)	$213,600 (+10.16%) Land $80,000 Building $133,600	$213,600 (+10.16%) Land $80,000 Building $133,600
2024	$14,479.00 (+12.94%)
2023		$193,900 (-) Land $80,000 Building $113,900	$193,900 (-) Land $80,000 Building $113,900
2022	$12,820.00	$193,900 Land $80,000 Building $113,900	$193,900 Land $80,000 Building $113,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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