2 Franklin Ave, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 2 Franklin Ave, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 1953
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 1997)
Tax Bill	$13,655 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-00219-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`03-00219-0000-00001`
Alternative APNs	`030021900001` `2033006`

Interior

Stories	1 Story
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2033006
Street Address	2 FRANKLIN AVE
City	CRANFORD
State	NJ
Zip	07016-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	219
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	5
Census Block	5012
Census Tract	37000

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 FRANKLIN AVE, CRANFORD, NJ 07016-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1997 · Amount on Record
Deed Sale	Jul 9, 1997 · Amount on Record
Deed Document Number	199741555
Deed Book / Page	4542 / 196
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 FRANKLIN AVE, CRANFORD, NJ 07016-1942
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157632664
Date	Feb 25, 2026
Book Page	15763/2664
Instrument	88889

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 FRANKLIN AVE, CRANFORD, NJ 07016-1942
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151682700
Date	Feb 22, 2022
Book Page	15168/2700
Instrument	32510

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 FRANKLIN AVE, CRANFORD, NJ 07016-1942
Document Number	0144330928
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 FRANKLIN AVE CRANFORD NJ 070161942, CRANFORD, NJ 07016-1942

Mortgage

Document Number	0144330928
Date	Apr 27, 2018
Book Page	014433/000928
Instrument	656570

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,400 (-) Land $81,900 Building $106,500	$188,400 (-) Land $81,900 Building $106,500
2025	$13,655.00 (+6.92%)	$188,400 (-) Land $81,900 Building $106,500	$188,400 (-) Land $81,900 Building $106,500
2024	$12,771.00 (+5.49%)
2023		$188,400 Land $81,900 Building $106,500	$188,400 Land $81,900 Building $106,500
2022	$12,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 85 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	85 in force
Nearby Flood Claims	230 (1978–2023)
Claims Outside the SFHA	26 of 230
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 65 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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