Bergen County and Cresskill Borough property record for 5 Emerson St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 3,821 sqft · built 2016 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,388,000 (Sep 2017) |
| Tax Bill | $38,081 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00119-0000-00032 |
| Primary APN | 08-00119-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,821 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Frame |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 166200 |
|---|---|
| Street Address | 5 EMERSON ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 90X100 |
| Legal Subdivision | CRESSKILL MANOR |
| Legal Block | 119 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Sep 7, 2017 | Grant Deed, Subdivision Related Transfer NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Apr 14, 2016 · Amount on Record |
| Deed Document Number | 201766864 |
| Deed Book / Page | 2715 / 1424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0056471385 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 5647/1385 |
| Instrument | 2025077944 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.3% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 7, 2017 |
| Property Address | 5 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Document Number | 0027151424 |
| Book / Page | 002715 / 001424 |
| Instrument Date | Aug 16, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 21, 2017 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,388.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 EMERSON ST CRESSKILL NJ 076261416, CRESSKILL, NJ 07626-1416 |
| Document Number | 27151431 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 002715/001431 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,841,500 (+9.72%) Land $475,300 Building $1,366,200 | $1,841,500 (+9.72%) Land $475,300 Building $1,366,200 | |
| 2025 | $38,081.00 (+3.93%) | $1,678,300 (+8.57%) Land $397,800 Building $1,280,500 | $1,678,300 (+8.57%) Land $397,800 Building $1,280,500 |
| 2024 | $36,641.00 (+3.11%) | ||
| 2023 | $1,545,800 Land $338,800 Building $1,207,000 | $1,545,800 Land $338,800 Building $1,207,000 | |
| 2022 | $35,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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