Bergen County and Cresskill Borough property record for 38 Emerson St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,344 sqft · built 1965 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Aug 2013) |
| Tax Bill | $14,401 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00120-0000-00045 |
| Primary APN | 08-00120-0000-00045 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,344 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Account Number | 168100 |
|---|---|
| Street Address | 38 EMERSON ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X100 2.2L L46-47 |
| Legal Subdivision | CRESSKILL MANOR |
| Legal Block | 120 |
| Legal Lot Number | 45 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8002 |
38 Emerson St is owned and occupied by two individuals who bought it in August 2013.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2013 · Amount on File |
| Deed Sale | Aug 28, 2013 · Amount on File |
| Prior Sale | Sep 29, 2004 · Amount on File |
| Deed Document Number | 201394243 |
| Deed Book / Page | 1499 / 2139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 EMERSON ST, CRESSKILL, NJ 07626-1417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATIONAL INS |
| Name | Verified Name |
|---|
| Document Number | 0044551120 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 4455/1120 |
| Instrument | 2021169230 |
| Name | CONNECTONE BANK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 38 Emerson St was $14,401, up 6.1% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,800 (+14.2%) Land $408,000 Building $316,800 | $724,800 (+14.2%) Land $408,000 Building $316,800 | |
| 2025 | $14,401.00 (+6.08%) | $634,700 Land $338,000 Building $296,700 | $634,700 Land $338,000 Building $296,700 |
| 2024 | $13,576.00 | ||
| 2023 | $565,700 Land $286,500 Building $279,200 | $565,700 Land $286,500 Building $279,200 | |
| 2022 | $12,855.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Emerson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Emerson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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