Bergen County and Cresskill Borough property record for 15 Emerson St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,217 sqft · built 1954 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Oct 2022) |
| Tax Bill | $16,078 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Dec 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00119-0000-00028 |
| Primary APN | 08-00119-0000-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,217 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 166100 |
|---|---|
| Street Address | 15 EMERSON ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 80X100 3.1L L29-31 |
| Legal Subdivision | CRESKILL MANOR |
| Legal Block | 119 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8002 |
15 Emerson St is owned and occupied by two individuals who bought it in October 2022.
Source: Bergen County and Cresskill Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Deed, Transfer SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY |
| Dec 18, 2020 | Deed of Trust, Mortgage · Construction Mortgage NEW JERSEY LENDERS CORP |
| Apr 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CONNECTONE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Feb 26, 2004 · Amount on File |
| Deed Document Number | 202296906 |
| Deed Book / Page | 4826 / 1368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 4, 2022 |
| Property Address | 15 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Document Number | 0048261368 |
| Book / Page | 4826 / 1368 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022096906 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 LANDONE TRL, 3, BYRAM TOWNSHIP, NJ 07821-3041 |
| Name | Verified Name |
|---|---|
| Address | 15 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038750116 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 3875/116 |
| Instrument | 20-136072 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 EMERSON ST, CRESSKILL, NJ 07626-1416 |
| Document Number | 0025931599 |
| Book / Page | 002593 / 001599 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 EMERSON ST CRESSKILL NJ 076261416, CRESSKILL, NJ 07626-1416 |
| Document Number | 0025931599 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 002593/001599 |
| Name | CONNECTONE BK |
|---|---|
| Type | Bank |
| Address | UNION, NJ 07083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2047 |
The 2025 property tax bill for 15 Emerson St was $16,078, up 6.1% from the year before.
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,100 (+13.9%) Land $444,000 Building $363,100 | $807,100 (+13.9%) Land $444,000 Building $363,100 | |
| 2025 | $16,078.00 (+6.08%) | $708,600 Land $370,000 Building $338,600 | $708,600 Land $370,000 Building $338,600 |
| 2024 | $15,157.00 | ||
| 2023 | $647,400 Land $314,500 Building $332,900 | $647,400 Land $314,500 Building $332,900 | |
| 2022 | $14,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Emerson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Emerson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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