5 Emerald Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 5 Emerald Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,996 sqft · built 1997
Lot Size	0.183 acres (7,993 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jul 2022)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44R-1A-146`

Property Details

APN / Parcel Number

Primary APN	`44R-1A-146`
Alternative APNs	`044R 1A 146` `27021`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,996 sqft Living Area
Basement Area	962 sqft
Finished Basement	570 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,993 sqft (0.183 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft
Patio Area	480 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27021
Old Parcel Number	044R 1A 146
Street Address	5 EMERALD DR
City	FREDERICKSBURG
State	VA
Zip	22406-7223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3- RES HIGH DENS
Legal Description	LOT 146 SEC 1A 7993 SQFT STAFFORD LAKES VILLAGE
Legal Subdivision	STAFFORD LAKES VILLAGE
Legal Lot Number	146
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1002
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 EMERALD DR, FREDERICKSBURG, VA 22406-7223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	220015885
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jul 29, 2022
Property Address	5 EMERALD DR, FREDERICKSBURG, VA 22406-7223
Document Number	0220015885
Instrument Date	Jul 28, 2022
Instrument	220015885
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	VESTA SETTLEMENTS LLC, VESTA SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 EMERALD DR, FREDERICKSBURG, VA 22406-7223

Mortgage

Document Number	0220015886
Date	Jul 29, 2022
Instrument	220015886

Lender

Name	ANDREWS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,870.00 (+11.24%)	$413,200 (+12.22%) Land $130,000 Building $283,200	$413,200 (+12.22%) Land $130,000 Building $283,200
2023	$3,479.00	$368,200 Land $120,000 Building $248,200	$368,200 Land $120,000 Building $248,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20