Stafford County property record for 8 Emerald Dr, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,070 sqft · built 1998 |
| Lot Size | 0.186 acres (8,133 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $413,000 (Aug 2021) |
| Tax Bill | $4,053 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44R-1A-132 |
| Primary APN | 44R-1A-132 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| Basement Area | 1,028 sqft |
| Finished Basement | 1,028 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,133 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 472 sqft |
| Patio Area | 472 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 27007 |
|---|---|
| Old Parcel Number | 044R 1A 132 |
| Street Address | 8 EMERALD DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3- RES HIGH DENS |
| Legal Description | LOT 132 SEC 1A 8131 SQFT STAFFORD LAKES VILLAGE |
| Legal Subdivision | STAFFORD LAKES VILLAGE |
| Legal Lot Number | 132 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 10307 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8 EMERALD DR, FREDERICKSBURG, VA 22406-7223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCE HOUSE LARIBA |
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2021 · Amount on Record |
| Deed Sale | Aug 5, 2021 · Amount on Record |
| Prior Sale | Sep 27, 2010 · Amount on Record |
| Deed Document Number | 210026617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 5, 2021 |
| Property Address | 8 EMERALD DR, FREDERICKSBURG, VA 22406-7223 |
| Document Number | 210026617 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 210026617 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | EKKO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 EMERALD DR, FREDERICKSBURG, VA 22406-7223 |
| Document Number | 210026618 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 210026618 |
| Name | AMERICAN FINANCE HOUSE LARIBA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 8 EMERALD DR, FREDERICKSBURG, VA 22406-7223 |
| Document Number | 180011649 |
| Instrument Date | Jun 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180011649 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 11649 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,053.00 (+6.49%) | $432,700 (+7.42%) Land $130,000 Building $302,700 | $432,700 (+7.42%) Land $130,000 Building $302,700 |
| 2023 | $3,806.00 (+23.49%) | $402,800 Land $120,000 Building $282,800 | $402,800 Land $120,000 Building $282,800 |
| 2021 | $3,082.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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