1 Emerald Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 1 Emerald Dr, Fredericksburg, VA 22406

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,196 sqft · built 1997
Lot Size0.186 acres (8,133 sqft)
OwnerIndividual Name on File
Last Sale$434,900 (Jul 2021)
Tax Bill$3,832 (2025)
Deeds & MortgagesApr 2022 Transfer
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44R-1A-144

Property Details

APN / Parcel Number

Primary APN44R-1A-144
Alternative APNs
  • 044R 1A 144
  • 27019

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,196 sqft Living Area
Basement Area1,150 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,133 sqft (0.186 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area280 sqft
Patio Area280 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number27019
Old Parcel Number044R 1A 144
Street Address1 EMERALD DR
CityFREDERICKSBURG
StateVA
Zip22406-7223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3- RES HIGH DENS
Legal DescriptionLOT 144 SEC 1A 8134 SQFT STAFFORD LAKES VILLAGE
Legal SubdivisionSTAFFORD LAKES SEC 01-A
Legal Lot Number144
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1002
Census Tract10307

Owner

1 Emerald Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1 EMERALD DR, FREDERICKSBURG, VA 22406-7223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Intrafamily Transfer, Transfer
Jul 2, 2021Warranty Deed, Transfer · Conventional Mortgage
SOFI LENDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2021 · Amount on File
Deed SaleJul 2, 2021 · Amount on File
Prior SaleJul 2, 2021 · Amount on File
Deed Document Number0210022761
Last Transfer DateApr 5, 2022
Transfer Doc0220007551
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTAFFORD VA
Recording DateApr 5, 2022
Property Address1 EMERALD DR, FREDERICKSBURG, VA 22406-7223
Document Number0220007551
Instrument DateMar 12, 2022
Instrument220007551
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EMERALD DR, FREDERICKSBURG, VA 22406-7223

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateJul 2, 2021
Property Address1 EMERALD DR, FREDERICKSBURG, VA 22406-7223
Document Number0210022761
Instrument DateJun 28, 2021
Instrument210022761
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EMERALD DR, FREDERICKSBURG, VA 22406-7223

Mortgage

Document Number0210022762
DateJul 2, 2021
Instrument210022762
Lender
NameSOFI LENDING CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1 Emerald Dr was $3,832.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,832.00$409,200 Land $130,000 Building $279,200$409,200 Land $130,000 Building $279,200
2023$3,596.00$380,600 Land $120,000 Building $260,600$380,600 Land $120,000 Building $260,600
2021$2,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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