Middlesex County and Acton Town property record for 5 Elm St, Acton, MA 01720
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft · built 1969 |
| Lot Size | 6.98 acres (304,137 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Dec 2018) |
| Tax Bill | $5,323 (2025) |
| Deeds & Mortgages | Dec 2018 Sale & Mortgage Nov 2016 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | ACTO M:00E2 B:0240 L:0505 |
| Primary APN | ACTO M:00E2 B:0240 L:0505 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 8 Units |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,137 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5 ELM ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2428 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R2 |
| Legal Block | 240 |
| Legal Lot Number | 505 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 ELM ST, ACTON, MA 01720-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2018 | Condominium Deed, Transfer · Conventional with PMI LEADER BK NA |
| Nov 29, 2016 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on Record |
| Deed Sale | Dec 21, 2018 · Amount on Record |
| Prior Sale | Sep 18, 2006 · Amount on Record |
| Prior Transfer Date | Oct 23, 2018 |
| Prior Transfer Doc | 0000000274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Dec 21, 2018 |
| Property Address | 5 ELM ST, ACTON, MA 01720-2428 |
| Document Number | 0000004274 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 4274 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,003.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 ELM ST #5 ACTON MA 017202428, 5, ACTON, MA 01720-2428 |
| Document Number | 4275 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 4275 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 5 ELM ST, ACTON, MA 01720-2428 |
| Document Number | 0001750736 |
| Instrument Date | Nov 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001750736 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 1750736 |
| Name | MIDDLESEX SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 2, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,323.00 (+12.35%) | $310,400 (+9.22%) Building $310,400 | $342,190 (+4.92%) |
| 2024 | $4,738.00 (+12.25%) | $284,200 (+18.22%) Building $284,200 | $326,135 |
| 2023 | $4,221.00 | $240,400 Building $240,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 45 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (1978–1999) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Feb 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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