Middlesex County and Acton Town property record for 24 Elm St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,501 sqft · built 1985 |
| Lot Size | 0.466 acres (20,311 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Jul 2024) |
| Tax Bill | $19,091 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Jan 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00E2 B:0249 L:0000 |
| Primary APN | ACTO M:00E2 B:0249 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,501 sqft Living Area |
| Gross Area | 7,378 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,311 sqft (0.466 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 24 ELM ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 249 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 363202 |
Source: Middlesex County and Acton Town records · APN ACTO M:00E2 B:0249 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 ELM ST, ACTON, MA 01720-2498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST CO |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2024 · Amount on Record |
| Deed Sale | Jul 01, 2024 · Amount on Record |
| Prior Sale | Oct 02, 2015 · Amount on Record |
| Deed Book / Page | 82959 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 24 ELM ST, ACTON, MA 01720-2498 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0079869-41 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 79869/41 |
| Instrument | 44008 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 24 ELM ST, ACTON, MA 01720-2498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70530-101 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 70530/101 |
| Instrument | 8930 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 24 ELM ST, ACTON, MA 01720-2498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73669-189 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 73669/189 |
| Instrument | 180570 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,091.00 (+7.02%) | $1,113,200 (+4.03%) Land $272,800 Building $840,400 | $1,211,535 (+0.43%) |
| 2024 | $17,839.00 (+2%) | $1,070,100 (+7.44%) Land $272,800 Building $797,300 | $1,206,405 |
| 2023 | $17,490.00 | $996,000 Land $248,000 Building $748,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 45 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (1978–1999) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Feb 1999 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 117 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA2002000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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