1. Home
  2. Massachusetts
  3. Middlesex County
  4. Acton
  5. Elm St

3 Elm St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 3 Elm St, Acton, MA 01720

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,000 sqft · built 1969
Lot Size6.98 acres (304,137 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Sep 2022)
Tax Bill$5,275 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNACTO M:00E2 B:0240 L:0303

Property Details

APN / Parcel Number

Primary APNACTO M:00E2 B:0240 L:0303

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units8 Units
Stories1 Story
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area304,137 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 ELM ST
CityACTON
StateMA
Zip01720-2429
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal SubdivisionJEFFERSON
Legal Block240
Legal Lot Number303
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3007
Census Tract363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E2 B:0240 L:0303

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 ELM ST, ACTON, MA 01720-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleDec 20, 2016 · Amount on Record
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateSep 16, 2022
Property Address3 ELM ST, ACTON, MA 01720-2429
Document Number0001923245
Instrument DateSep 16, 2022
Instrument1923245
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 ELM ST APT 3, 3, ACTON, MA 01720-2429

Mortgage

Document Number0001923246
DateSep 16, 2022
Instrument1923246
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.88%
Type Change DateOct 01, 2029
Max Rate At Change2.75%
Index1-Year CMT

Mortgage

Document Number0001923247
DateSep 16, 2022
Instrument1923247
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,275.00 (+12.38%)$307,600 (+9.23%) Building $307,600$358,150 (+1.92%)
2024$4,694.00 (+12.22%)$281,600 (+18.22%) Building $281,600$351,405
2023$4,183.00$238,200 Building $238,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies45 units insured
incl. 40 condo units
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 1999 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures