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  5. E Washington St

5 E Washington St, Oswego, IL 60543 Property Records

Kendall County property record for 5 E Washington St, Oswego, IL 60543

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 2,463 sqft · built 1920
Lot Size0.189 acres (8,228 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Jan 2011)
Tax Bill$6,222 (2024)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-17-376-015

Property Details

APN / Parcel Number

Primary APN03-17-376-015
Alternative APN
  • 0317376001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,463 sqft Gross Area
1st Floor Area2,103 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,228 sqft (0.189 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0317376001
Street Address5 E WASHINGTON ST
CityOSWEGO
StateIL
Zip60543-8622
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionNW 66 LTS 2 & 3 BLK 9 (EXC ROW TAKEN 94-02213) VILLAGE OF OSWEGO
Legal SubdivisionVILLAGE OF OSWEGO
Legal Block9
Legal Lot Number2,3
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2022
Census Tract890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5 E WASHINGTON ST, OSWEGO, IL 60543-8622
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage
HOMETOWN NATIONAL BANK
Jul 19, 2019Deed of Trust, Mortgage
RYLY RMC LLC
Jun 8, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2011 · Amount on Record
Deed SaleJan 28, 2011 · Amount on Record
Prior SaleMay 10, 2010
Deed Document Number20112000
Last Transfer DateJun 2, 2017
Transfer Doc0000008638
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address5 E WASHINGTON ST, OSWEGO, IL 60543-8622
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013212
DateMay 24, 2021
Instrument202100013212
Lender
NameHOMETOWN NATIONAL BANK
TypeBank
AddressJOLIET, IL 60435
Agreement
AmountAmount Recorded
Term120 Months
DueMay 6, 2031

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address5 E WASHINGTON ST, OSWEGO, IL 60543-8622
Document Number0000010230
Instrument DateJul 19, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 E WASHINGTON ST OSWEGO IL 605438622, OSWEGO, IL 60543-8622

Mortgage

Document Number0000010230
DateJul 26, 2019
Instrument10230
Lender
NameRYLY RMC LLC
Address403 POTTOWATAMIE CT, OSWEGO, IL 60543-8960
Agreement
AmountAmount Recorded

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJun 8, 2017
Property Address5 E WASHINGTON ST, OSWEGO, IL 60543-8622
Document Number0000008638
Instrument DateJun 2, 2017
Instrument8638
Transaction TypeTransfer
Record UpdatedJul 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5 E WASHINGTON ST OSWEGO IL 605438622, OSWEGO, IL 60543-8622

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$88,922 (+15%) Land $40,964 Building $47,958$266,766 (+15%) Land $122,892 Building $143,874
2024$6,222.00
2022$77,324 Land $35,621 Building $41,703$231,972 Land $106,863 Building $125,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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