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5 E Elger St, Union Bridge, MD 21791 Property Records

Carroll County property record for 5 E Elger St, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3,960 sqft · built 1875
Lot Size0.06 acres (2,612 sqft)
OwnerCompany Name on File
Last Sale$295,000 (Jun 2024)
Tax Bill$5,261 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-005210

Property Details

APN / Parcel Number

Primary APN12-005210
Alternative APN
  • 005210

Interior

Stories2 Stories
Building Area3,960 sqft Total Area
1st Floor Area3,960 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Exterior MaterialWood
Construction TypeBrick
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area2,612 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005210
Street Address5 E ELGER ST
CityUNION BRIDGE
StateMD
Zip21791-9168
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionLT - 2612 SF 5 E ELGER ST UNION BRIDGE
Legal SubdivisionUNION BRIDGE
JurisdictionCARROLL MD
Township / Civil Division12, UNION BRIDGE
Census Block Group1
Census Block1036
Census Tract512000

Owner

Source: Carroll County records · APN 12-005210

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4330 BARK HILL RD, UNION BRIDGE, MD 21791-9216
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2024 · Amount on Record
Deed SaleJun 17, 2024 · Amount on Record
Prior SaleDec 18, 2020 · Amount on Record
Deed Book / Page11262 / 300
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateDec 18, 2020
Property Address5 E ELGER ST, UNION BRIDGE, MD 21791
Document Number0100060442
Book / Page010006 / 000442
Instrument DateNov 20, 2020
Transaction TypeTransfer
Record UpdatedJan 07, 2021
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4445 BARK HILL RD UNION BRIDGE MD 217919213, UNION BRIDGE, MD 21791-9213

Mortgage

Document Number100060449
DateDec 18, 2020
Book Page010006/000449
Lender
NameNWSB BK
AddressGETTYSBURG, PA 17325
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityUnion Bridge Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$358,100 (+0.14%) Land $50,000 Building $308,100$358,100 (+0.14%) Land $50,000 Building $308,100
2025$5,261.00 (-0.59%)
2023$5,292.00$357,600 Land $42,800 Building $314,800$357,600 Land $42,800 Building $314,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Union Bridge Historic District
listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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