10 E Elger St, Union Bridge, MD 21791 Property Records

Carroll County property record for 10 E Elger St, Union Bridge, MD 21791 · Last verified August 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,828 sqft · built 1870
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Jul 2018)
Tax Bill	$1,647 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-006101`

Property Details

APN / Parcel Number

Primary APN	`12-006101`
Alternative APN	`006101`

Interior

Stories	2 Stories
Building Area	2,828 sqft Total Area
1st Floor Area	2,828 sqft
Basement Area	1,414 sqft
Finished Basement	1,414 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Brick Veneer
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Shed	1 Shed
Shed Area	656 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006101
Street Address	10 E ELGER ST
City	UNION BRIDGE
State	MD
Zip	21791
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT - 9583 SF 10-12-14 E ELGER ST UNION BRIDGE
Legal Subdivision	UNION BRIDGE
Jurisdiction	CARROLL MD
Township / Civil Division	12, UNION BRIDGE
Census Block Group	1
Census Block	1042
Census Tract	512000

Owner

Source: Carroll County records · APN 12-006101

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1614 OLD TANEYTOWN RD, WESTMINSTER, MD 21158-3616
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2018 · Amount on Record
Deed Sale	Jul 03, 2018 · Amount on Record
Prior Sale	May 07, 2002 · Amount on Record
Deed Book / Page	9059 / 344
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 03, 2018
Property Address	10 E ELGER ST, UNION BRIDGE, MD 21791
Document Number	0090590344
Book / Page	009059 / 000344
Instrument Date	Jun 21, 2018
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	PT TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 OLD TANEYTOWN RD WESTMINSTER MD 211583616, WESTMINSTER, MD 21158-3616

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Union Bridge Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,100 (+8.69%) Land $53,700 Building $61,400	$115,100 (+8.69%) Land $53,700 Building $61,400
2025	$1,647.00 (+5.11%)
2023	$1,567.00	$105,900 Land $53,700 Building $52,200	$105,900 Land $53,700 Building $52,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Oct 2012, tidal / storm surge, Hurricane Sandy

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.