Carroll County property record for 101 E Elger St, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1890 |
| Lot Size | 0.155 acres (6,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (May 2023) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-004710 |
| Primary APN | 12-004710 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,761 sqft (0.155 acres) |
| Porch | Slab |
| Porch Area | 270 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 004710 |
|---|---|
| Street Address | 101 E ELGER ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT - 6761 SF 101 E ELGER ST UNION BRIDGE |
| Legal Subdivision | UNION BRIDGE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-004710
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Oct 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 10, 2021 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | May 10, 2021 · Amount on Record |
| Deed Book / Page | 11029 / 5 |
| Prior Transfer Date | Jul 14, 2014 |
| Prior Transfer Doc | 0077330224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 10, 2023 |
| Property Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Document Number | 0110290005 |
| Book / Page | 11029 / 5 |
| Instrument Date | Mar 08, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Name | Verified Name |
|---|---|
| Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Document Number | 0110290012 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 11029-0012 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0098880261 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 9888/261 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 10, 2021 |
| Property Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Document Number | 0102600335 |
| Book / Page | 10260 / 335 |
| Instrument Date | Apr 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 E ELGER ST, UNION BRIDGE, MD 21791-9118 |
| Document Number | 0010260342 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 10260/342 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,300 (+15.53%) Land $67,600 Building $166,700 | $234,300 (-) Land $67,600 Building $166,700 | |
| 2025 | $2,981.00 (+44.08%) | $202,800 (+45.06%) | $234,300 (+67.6%) Land $67,600 Building $166,700 |
| 2023 | $2,069.00 | $139,800 Land $67,600 Building $72,200 | $139,800 Land $67,600 Building $72,200 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Union Bridge Historic District listed 1994 · 251 contributing resources · NRIS 94000820 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Schurz Communications | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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