5 E 4th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 5 E 4th St, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	772 sqft · built 1937
Lot Size	0.033 acres (1,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jul 2024)
Tax Bill	$2,927 (2024)
Deeds & Mortgages	May 2021 Refinance Mar 2026 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`08-00311-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`08-00311-0000-00003`
Alternative APN	`080031100003`

Interior

Stories	2 Stories
Building Area	772 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	1,451 sqft (0.033 acres)
Lot Dimensions	50 ft deep x 29 ft wide

Location & Zoning

Street Address	5 E 4TH ST
City	OCEAN CITY
State	NJ
Zip	08226-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB311 L36C
Legal Block	311
Legal Lot Number	3
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2032
Census Tract	20101

Owner

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1258 PASO FINO DR, WARRINGTON, PA 18976-1929
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 22, 2024	Deed of Trust, Mortgage FIRST NATIONAL BANK OF ABSECON
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Sep 28, 2018	Grant Deed, Transfer · Conventional Mortgage TRIDENT MTG
Apr 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202442376
Deed Book / Page	4176 / 417
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0037830814
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024276
Date	May 18, 2021
Book Page	6394/732
Instrument	2021024276

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ORTRIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091041
Date	Mar 10, 2026
Book Page	M6888/894
Instrument	2026091041

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039191
Date	May 22, 2024
Book Page	M6726/951
Instrument	2024039191

Lender

Name	FIRST NATIONAL BANK OF ABSECON
Type	Bank

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Document Number	0063940732
Instrument Date	May 3, 2021
Transaction Type	Mortgage
Record Updated	Jun 18, 2021
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 E 4TH ST OCEAN CITY NJ 082263901, OCEAN CITY, NJ 08226-3901

Mortgage

Document Number	0063940732
Date	May 18, 2021
Book Page	006394/000732
Instrument	24276

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 17, 2036

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 28, 2018
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Document Number	0038140908
Book / Page	003814 / 000908
Instrument Date	Aug 31, 2018
Instrument	69398
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 E 4TH ST OCEAN CITY NJ 082263901, OCEAN CITY, NJ 08226-3901

Mortgage

Document Number	60040561
Date	Sep 28, 2018
Book Page	006004/000561
Instrument	69399

Lender

Name	TRIDENT MTG
Type	Mortgage Company
Address	DEVON, PA 19333

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2033

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Apr 2, 2018
Property Address	5 E 4TH ST, OCEAN CITY, NJ 08226-3901
Document Number	0037830814
Book / Page	003783 / 000814
Instrument Date	Mar 27, 2018
Instrument	50164
Transaction Type	Foreclosure
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,900 (-) Land $189,700 Building $71,200	$260,900 (-) Land $189,700 Building $71,200
2025		$260,900 (-) Land $189,700 Building $71,200	$260,900 (-) Land $189,700 Building $71,200
2024	$2,927.00 (+9.05%)
2023		$260,900 Land $189,700 Building $71,200	$260,900 Land $189,700 Building $71,200
2022	$2,684.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	740 units insured incl. 507 condo units
Nearby Flood Claims	610 (1978–2020)
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 312 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 100 claims Severe Coastal Storm, Jan 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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