3 E 4th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 3 E 4th St, Ocean City, NJ 08226

Property Summary

Property Type	Single Family Home
Details	756 sqft · built 1937
Lot Size	0.036 acres (1,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,415,000 (Dec 2022)
Tax Bill	$10,047 (2024)
Deeds & Mortgages	Sep 2022 Refinance Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-00311-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`08-00311-0000-00002`
Alternative APN	`080031100002`

Interior

Stories	4 Stories
Building Area	756 sqft Living Area

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	1,551 sqft (0.036 acres)
Lot Dimensions	50 ft deep x 31 ft wide
Garage Type	Attached

Location & Zoning

Street Address	3 E 4TH ST
City	OCEAN CITY
State	NJ
Zip	08226-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OB311 L36B
Legal Block	311
Legal Lot Number	2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	2
Census Block	2032
Census Tract	20101

Owner

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 E MERCER AVE, HAVERTOWN, PA 19083-4710
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HUNTINGTON VALLEY BANK
Dec 20, 2022	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Jan 6, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Jan 6, 2022 · Amount on Record
Deed Document Number	202236792
Deed Book / Page	4092 / 922
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	3 E 4TH ST, OCEAN CITY, NJ 08226-3901
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	SURITY TITLE, SURETY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028277
Date	Sep 12, 2022
Book Page	M6592/594
Instrument	2022028277

Lender

Name	HUNTINGTON VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 20, 2022
Property Address	3 E 4TH ST, OCEAN CITY, NJ 08226-3901
Document Number	0000036792
Book / Page	D4092 / 922
Instrument Date	Dec 14, 2022
Instrument	2022036792
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 E MERCER AVE, HAVERTOWN, PA 19083-4710

Mortgage

Document Number	0000036793
Date	Dec 20, 2022
Instrument	2022036793

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 6, 2022
Property Address	3 E 4TH ST, OCEAN CITY, NJ 08226-3901
Document Number	0000000582
Book / Page	D4032 / 307
Instrument Date	Dec 27, 2021
Instrument	2022000582
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E 9TH ST, OCEAN CITY, NJ 08226-3488

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$895,500 (-) Land $198,800 Building $696,700	$895,500 (-) Land $198,800 Building $696,700
2025		$895,500 (+350.45%) Land $198,800 Building $696,700	$895,500 (+350.45%) Land $198,800 Building $696,700
2024	$10,047.00 (+293.23%)
2023		$198,800 Land $198,800	$198,800 Land $198,800
2022	$2,555.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	740 units insured incl. 507 condo units
Nearby Flood Claims	610 (1978–2020)
Most Recent Claim	Jul 2020 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 312 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 100 claims Severe Coastal Storm, Jan 1992 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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