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100 E 4th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 100 E 4th St, Ocean City, NJ 08226

Property Summary

Property TypeSingle Family Home
Details1,064 sqft · built 1953
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Mar 2014)
Tax Bill$8,885 (2024)
Deeds & MortgagesMar 2021 Mortgage
Jun 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN08-00410-0000-00010

Property Details

APN / Parcel Number

Primary APN08-00410-0000-00010
Alternative APN
  • 080041000010

Interior

Stories3 Stories
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2017
Construction TypeFrame
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
Garage TypeAttached

Location & Zoning

Street Address100 E 4TH ST
CityOCEAN CITY
StateNJ
Zip08226-3904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOB410 L229A
Legal SubdivisionOCEAN CITY ASSN SEC B
Legal Block410
Legal Lot Number10
JurisdictionCAPE MAY NJ
Township / Civil DivisionOCEAN CITY
Census Block Group1
Census Block1013
Census Tract20101

Owner

100 E 4th St is owned and occupied by two individuals who bought it in March 2014.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address100 E 4TH ST, OCEAN CITY, NJ 08226-3904
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BK
Jun 16, 2017Loan Modification, Mortgage
OCEANFIRST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2014 · Amount on File
Deed SaleMar 11, 2014 · Amount on File
Deed Document Number201438
Deed Book / Page3572 / 465
Prior Transfer DateMay 31, 2006
Prior Transfer Doc0000000447
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address100 E 4TH ST, OCEAN CITY, NJ 08226-3904
Document Number0063730785
Instrument DateMar 31, 2021
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 E 4TH ST OCEAN CITY NJ 082263904, OCEAN CITY, NJ 08226-3904

Mortgage

Document Number0063730785
DateApr 14, 2021
Book Page006373/000785
Instrument18380
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 13, 2051

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCAPE MAY NJ
Property Address100 E 4TH ST, OCEAN CITY, NJ 08226-3904
Document Number0058820945
Book / Page005882 / 000945
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017
Title CompanyTRIDENT LAND TRANSFER COMPANY, TRIDENT LAND TRANSFER CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address100 E 4TH ST OCEAN CITY NJ 082263904, OCEAN CITY, NJ 08226-3904

Mortgage

Document Number0058820945
DateJul 10, 2017
Book Page005882/000945
Instrument21165
Lender
NameOCEANFIRST BK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueJul 9, 2047

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityOcean City
Unified School DistrictOcean City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$791,900 (-) Land $213,100 Building $578,800$791,900 (-) Land $213,100 Building $578,800
2025$791,900 Land $213,100 Building $578,800$791,900 Land $213,100 Building $578,800
2024$8,885.00
2023$791,900 Land $213,100 Building $578,800$791,900 Land $213,100 Building $578,800
2022$8,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 E 4th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 149 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies512 units insured
incl. 363 condo units
Nearby Flood Claims724 (1979–2025)
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 278 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 133 claims
  • Coastal Storms & Flooding, Mar 1984 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - OCEAN CITY
private · serves 127,000 people · EPA ID NJ0508001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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