5 Decker Rd, Ancram, NY 12502 Property Records

Columbia County and Gallatin Town property record for 5 Decker Rd, Ancram, NY 12502

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,558 sqft · built 1953
Lot Size	5.27 acres (229,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jun 2020)
Tax Bill	$5,563 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2020 Sale & Mortgage
APN	`103400 204.-1-8.100`

Property Details

APN / Parcel Number

Primary APN	`103400 204.-1-8.100`
Alternative APN	`340020400000010081000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	229,561 sqft (5.27 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Shed	1 Shed
Canopy	330 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5 DECKER RD
City	ANCRAM
State	NY
Zip	12502-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	8.100
Jurisdiction	COLUMBIA NY
Township / Civil Division	GALLATIN
Census Block Group	1
Census Block	1030
Census Tract	1800

Owner

Source: Columbia County and Gallatin Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 DECKER RD, ANCRAM, NY 12502-5210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Jun 25, 2020	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	202020200004787
Deed Book / Page	906 / 1311
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	5 DECKER RD, ANCRAM, NY 12502-5210
Transaction Type	Mortgage
Record Updated	Apr 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002669
Date	Mar 15, 2022
Book Page	957/644
Instrument	20220002669

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA NY
Recording Date	Jun 25, 2020
Property Address	5 DECKER RD, ANCRAM, NY 12502-5210
Document Number	0000004787
Book / Page	000906 / 001311
Instrument Date	Apr 9, 2020
Instrument	4787
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 CARPENTER HILL RD PINE PLAINS NY 125674709, PINE PLAINS, NY 12567-4709

Mortgage

Document Number	4788
Date	Jun 25, 2020
Book Page	000906/001315
Instrument	4788

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Tax Assessment & Valuation

Source: Columbia County and Gallatin Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Gallatin Town
Unified School District	Germantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,563.00 (-3.7%)
2025	$5,777.00	$287,060 (-16.79%) Land $65,600 Building $221,460	$463,000 (-9.41%) Land $105,806 Building $357,194
2023		$345,000 Land $65,600 Building $279,400	$511,111 Land $97,185 Building $413,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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