Columbia County and Gallatin Town property record for 146 Decker Rd, Ancram, NY 12502
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,880 sqft · built 2025 |
| Lot Size | 89.9 acres (3,918,658 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,756 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| APN | 103400 204.-1-5.5 |
| Primary APN | 103400 204.-1-5.5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,918,658 sqft (89.9 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 146 DECKER RD |
|---|---|
| City | ANCRAM |
| State | NY |
| Zip | 12502-5268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 5.005 |
| Jurisdiction | COLUMBIA NY |
146 Decker Rd, a rural home, is owned by an individual.
Source: Columbia County and Gallatin Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 87, ANCRAM, NY 12502-0087 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | May 18, 2026 |
| Property Address | 146 DECKER RD, ANCRAM, NY 12502-5268 |
| Document Number | 0000004441 |
| Book / Page | 1029 / 2206 |
| Instrument Date | May 6, 2026 |
| Instrument | 20264441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 146 DECKER RD, ANCRAM, NY 12502-5268 |
| Document Number | 0000004441, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1029/2206 |
| Instrument | 20264441 |
| Name | UBS BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 146 Decker Rd was $9,756.
Source: Columbia County and Gallatin Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Gallatin Town |
| Unified School District | Germantown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,756.00 | ||
| 2025 | $538,327 Land $486,200 Building $52,127 | $868,269 Land $784,193 Building $84,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 146 Decker Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 146 Decker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GTel Fiber | 1,000 / 1,000 |
| Fidium Fiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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