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27 Decker Rd, Ancram, NY 12502 Property Records

Columbia County and Gallatin Town property record for 27 Decker Rd, Ancram, NY 12502 · Last verified April 2026

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,976 sqft · built 1982
Lot Size11.7 acres (511,394 sqft)
Owner2 Individual Names on File
Last Sale$262,500 (Aug 2011)
Tax Bill$5,916 (2025)
Deeds & MortgagesApr 2018 Line of Credit
APN103400 204.-1-8.200

Property Details

APN / Parcel Number

Primary APN103400 204.-1-8.200
Alternative APN
  • 340020400000010082000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area511,394 sqft (11.7 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area864 sqft
Shed1 Shed
Canopy428 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address27 DECKER RD
CityANCRAM
StateNY
Zip12502-5210
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block1
Legal Lot Number8.200
JurisdictionCOLUMBIA NY
Township / Civil DivisionGALLATIN
Census Block Group1
Census Block1030
Census Tract1800

Owner

Source: Columbia County and Gallatin Town records · APN 103400 204.-1-8.200

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address27 DECKER RD, ANCRAM, NY 12502-5210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2011 · Amount on Record
Deed SaleAug 10, 2011 · Amount on Record
Deed Book / Page714 / 1840
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA NY
Property Address27 DECKER RD, ANCRAM, NY 12502-5210
Document Number0000004286
Instrument DateApr 24, 2018
Transaction TypeMortgage
Record UpdatedMay 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 DECKER RD ANCRAM NY 125025210, ANCRAM, NY 12502-5210

Mortgage

Document Number0000004286
DateMay 04, 2018
Book Page000866/000310
Instrument4286
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 03, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Columbia County and Gallatin Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyColumbia County
County SubdivisionGallatin Town
Unified School DistrictGermantown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,916.00$294,000 (-) Land $104,400 Building $189,600$474,194 (+8.87%) Land $168,387 Building $305,807
2023$294,000 Land $104,400 Building $189,600$435,556 Land $154,667 Building $280,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360210018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Germantown Telephone CompanyFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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