5 Cusa Dr, Highland, NY 12528 Property Records

Ulster County and Lloyd Town property record for 5 Cusa Dr, Highland, NY 12528

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,679 sqft · built 1986
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2006)
Tax Bill$10,509 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2023 Refinance
Flood ZoneZone X (minimal risk)
APN105346.212

Property Details

APN / Parcel Number

Primary APN105346.212
Alternative APN
  • 513200 95.2-8-15.212

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,679 sqft Living Area
1st Floor Area1,419 sqft
Basement Area1,260 sqft
Finished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleSplit Level
Exterior MaterialWood
Lot Area43,560 sqft (1 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number105346.212
Street Address5 CUSA DR
CityHIGHLAND
StateNY
Zip12528-2307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionMAP FOR HUDSON VALLEY FARMS INC
Legal Block8
Legal Lot Number15.212
JurisdictionULSTER NY
Township / Civil DivisionLLOYD
Census Block Group3
Census Block3006
Census Tract953700

Owner

Source: Ulster County and Lloyd Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 CUSA DR, HIGHLAND, NY 12528-2307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
ULSTER SAVINGS BANK
May 17, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2006 · Amount on Record
Deed SaleSep 7, 2006 · Amount on Record
Deed Document Number200622415
Deed Book / Page4308 / 205
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Recording DateSep 18, 2026
Property Address5 CUSA DR, HIGHLAND, NY 12528-2307
Document Number0000011157
Book / Page13831 / 235
Instrument DateSep 3, 2026
Instrument202611157
Transaction TypeMortgage
Record UpdatedOct 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CUSA DR, HIGHLAND, NY 12528-2307

Mortgage

Document Number0000011157,
DateSep 18, 2026
Book Page13831/235
Instrument202611157
Lender
NameULSTER SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address5 CUSA DR, HIGHLAND, NY 12528-2307
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005480
DateMay 17, 2023
Book Page13088/94
Instrument2023-5480
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 1, 2033

Tax Assessment & Valuation

Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionLloyd Town
Unified School DistrictHighland Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,509.00$284,800 (-) Land $93,100 Building $191,700$480,594 (+19.81%) Land $157,104 Building $323,490
2023$284,800 Land $93,100 Building $191,700$401,127 Land $131,127 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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